XRP Ledger Tests Payments That Unlock on Conditions

XRP Ledger’s ninth Smart Escrow Devnet release gives developers new tools to test custom escrow conditions ahead of any possible mainnet activation.

• The XRP Ledger's Smart Escrow Devnet has reached its ninth release, introducing new tools for developers to test custom conditions for releasing locked XRP.
• This feature aims to enable more complex escrow arrangements beyond simple time-based releases, such as milestone payments or oracle-based conditions, while incorporating resource limits and mandatory cancellation dates to prevent funds from being trapped.
• Smart Escrow remains a draft proposal, with the Devnet serving as a testing ground to identify compatibility and security issues before any potential mainnet activation.

Topics: Blockchain usage, Legal regulatory, Scalability, Ethereum evm l 1 s, Securities law classification, Growth metrics

Tags: #xrpledger #smartescrow #devnet #programmability #escrowconditions #ripple #webassembly #rust #mainnet #conditionalpayments

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Four Korean Banks Join Ripple at Seoul Event: Are They Using XRP?

Four Korean financial firms joined Ripple on stage at XRP Seoul. Do any banks use XRP to settle payments, or just Ripple's software?

• Four major Korean banks (Woori Bank, Kbank, Kyobo Securities, and potentially Jeonbuk Bank or Kakao Bank) participated in a Ripple event in Seoul, sparking speculation about XRP usage.
• While these banks are collaborating with Ripple on various payment solutions and tokenization initiatives, the article clarifies that their current partnerships do not explicitly confirm the use of XRP as a settlement asset.
• The event highlighted Ripple's regional expansion and existing collaborations, but the actual demand for XRP as a bridge currency for these banks remains unconfirmed, with Ripple's software and stablecoins being potential alternatives for settlement.

Topics: Institutional adoption, Blockchain usage, Integration with defi, Banking depository pilots, Ethereum evm l 1 s, Rwa collateral lending

Tags: #ripple #xrp #korea #banks #settlement #tokenization #crossborderpayments #xrpledger #stablecoin #remittance

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Cardano’s RealFi Pays Up to 9% on Stablecoins. Can It Do for ADA What Tokenized Treasuries Did for the XRP Ledger?

RealFi launched on Cardano (CRYPTO:ADA) on October 1, 2026, as a platform that puts unused stablecoins to work in institutional credit and trade finance. This innovative service offers lenders the opportunity to earn yields of up to 9% per year, deriving profits from loans and bonds rather than traditional crypto trading. A similar success story […]

• Cardano has launched RealFi, a platform that aims to generate yields of up to 9% by channeling stablecoins into institutional credit and trade finance, similar to how tokenized Treasuries boosted the XRP Ledger.
• While RealFi offers attractive yields for lenders and borrowers, its direct impact on ADA's price is expected to be limited, as the primary demand for ADA will be for network fees, mirroring the XRP Ledger's experience.
• The success of RealFi hinges on attracting significant capital to Cardano's ecosystem, with its current limitations for U.S., EU, and U.K. users posing a challenge to widespread adoption and potential price appreciation for ADA.

Topics: Asset types, Integration with defi, Yield performance, Stablecoins digital cash, Rwa collateral lending, Private credit high yield

Tags: #cardano #realfi #stablecoins #yield #xrpledger #tokenizedtreasuries #institutionalcredit #ada #usdrf #susrdf

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Ripple to unite Swell, Apex, UBRI in New York with BNY, ICE, Robinhood leaders

Ripple has announced that the Swell 2026 event in New York will bring together senior leaders from major financial institutions, including BNY, Intercont | Bitget crypto news!

• Ripple's Swell 2026 event in New York will unite leaders from BNY Mellon, ICE, and Robinhood to discuss industry transformation.
• Key topics include tokenized money-market funds, stablecoins (like Ripple's RLUSD), liquidity, and institutional adoption of tokenized equities.
• The conference aims to bridge traditional finance and digital assets, exploring the convergence of retail and institutional participation in the digital asset ecosystem.

Topics: Institutional adoption, Integration with defi, Asset types, Asset manager initiatives, Rwa collateral lending, Stablecoins digital cash, Tokenized us treasuries

Tags: #ripple #swell2026 #bnymellon #ice #robinhood #rlusd #xrpledger #stablecoins #tokenizedsecurities #institutionaladoption

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Datavault AI CEO to Present Tokenized Asset Operating System at XRP Seoul 2026

Datavault AI CEO Nathaniel T. Bradley will present at XRP Seoul 2026, highlighting the company's tokenization technologies and distributing a commemorative digital token on the XRP Ledger.

• Datavault AI CEO Nathaniel T. Bradley will present on tokenized asset operating systems at XRP Seoul 2026, highlighting the convergence of AI, blockchain, and traditional finance.
• The company will demonstrate its ADIO acoustic data transmission technology and distribute a commemorative digital token minted on the XRP Ledger.
• Datavault AI's platform focuses on AI-driven data experiences and asset monetization, serving various industries including fintech and real estate.

Topics: Infrastructure providers, Blockchain usage, Institutional adoption, Tokenization platforms, Ethereum evm l 1 s, Asset manager initiatives

Tags: #datavaultai #xrpledger #tokenization #digitaltoken #realworldassets #ai #blockchain #xrpseoul2026 #collectibletoken #credentialing

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XRP Ledger’s New Lending Protocol Version Is Now Open For Validator Voting

XRP Ledger’s LendingProtocolV1_1 is now open for validator voting, introducing closed-ended vaults and cash-basis accounting for XRPL lending.

• XRP Ledger's LendingProtocolV1_1 amendment is now open for validator voting, introducing key features for XRPL lending.
• The upgrade includes closed-ended vaults and cash-basis accounting, which are essential for the mainnet launch of the lending protocol and SingleAssetVault.
• This proposal aims to refine loan origination, repayment, and default handling processes on the XRP Ledger.

Topics: Integration with defi, Legal regulatory, Blockchain usage, Rwa collateral lending, Securities law classification, Ethereum evm l 1 s

Tags: #xrpledger #lendingprotocol #validatorvoting #closedendedvaults #cashbasisaccounting #ripplex #amendment #mainnet #loanorigination #defaulthandling

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XRP Ledger Tapped for Brazil's $4 Trillion Securities Market

The XRP Ledger has scored one of its most significant institutional adoption wins to date.

• Brazil's CSD BR is integrating the XRP Ledger into its regulated securities infrastructure, starting with investment fund shares from BTG Pactual.
• This initiative marks a significant institutional adoption of the XRP Ledger, potentially opening up Brazil's large fixed-income market.
• The XRP Ledger was chosen for its design tailored to financial use cases and its ability to integrate with existing regulated infrastructure.

Topics: Jurisdictions, Infrastructure providers, Blockchain usage, Emerging hubs, Tokenization platforms, Non evm chains

Tags: #xrpledger #brazil #csdbr #securitiesmarket #btgpactual #ripple #financialinfrastructure #investmentfundshares #fixedincomemarket

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XRP RICH LIST EXPLAINED! Do You Have Enough?

The XRP Rich List Just Changed — Here’s How Much XRP You Need to Reach the Top 10%

• The article details the XRP Rich List for September 2026, outlining the XRP holdings required to reach top wallet percentages.
• It discusses the broader financial landscape, including the transition to 24/7 markets, tokenized stocks, and real-world assets (RWAs).
• The piece explores how increased activity on the XRP Ledger could impact XRP utility and adoption, particularly in the context of RWA tokenization and institutional interest.

Topics: Asset types, Blockchain usage, Integration with defi, Alternative assets, Ethereum evm l 1 s, Rwa collateral lending

Tags: #xrprichlist #tokenizedstocks #realworldassets #rwa #xrpledger #247financialmarkets #institutionaladoption #ellipal #cryptosecurity

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AgencyLaser Manager Says XRP Is Getting Interesting Again as XRP Story Expands Beyond Payments

XRP Moves Above $1.40 as XRPL Expands Lending Infrastructure for On-Chain Credit. XRP is back above the $1.40 level as attention also turns to new infrastructure being developed on the XRP Ledger for lending, tokenized assets, and institutional credit. Clarissa Yorke, Partner/KOL Manager at AgencyLaser and followed by 2.3 million users on X, said XRP

• XRP's price has surpassed $1.40, coinciding with significant infrastructure upgrades on the XRP Ledger (XRPL).
• The XRPL version 3.4.0 introduces a new Lending Protocol with closed-ended vaults and cash-basis accounting, expanding its use cases beyond payments to include lending and tokenized assets.
• Industry influencers like Clarissa Yorke highlight these developments as making XRP 'interesting again,' suggesting a broadening narrative beyond traditional payment applications.

Topics: Asset types, Integration with defi, Infrastructure providers, Financial instruments, Rwa collateral lending, Tokenization platforms

Tags: #xrp #xrpledger #lendinginfrastructure #tokenizedassets #institutionalcredit #clarissayorke #agencylaser #closedendedvaults #cashbasisaccounting #rlusd

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XRP Ledger Hits All-Time High in Total Addresses Amid User Growth

As XRP‘s market capitalization rose by more than $24.4 billion over the past 30 days, hovering at $87.24 billion on September 15, 2026, XRP Ledger (XRPL) addres

• XRP Ledger (XRPL) has reached an all-time high in total active addresses, indicating significant user growth.
• This growth is attributed to increased tokenization of real-world assets (RWAs), including stablecoins, and strategic acquisitions by Ripple Labs.
• The surge in user activity and RWA tokenization has coincided with a notable increase in XRP's price.

Topics: Asset types, Scalability, Integration with defi, Stablecoins digital cash, Growth metrics, Rwa collateral lending

Tags: #xrpledger #totaladdresses #usergrowth #tokenization #realworldassets #stablecoins #ripplelabs #rippleprime #rippletreasury #xrpprice

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How XRP Is Filling the Cash Gap: South Korea Debuts Stock Market on the XRP Ledger as Ripple Expands

In a move to meet demand for faster, cheaper, and more transparent digital asset infrastructure, Ripple continues to expand globally, positioning XRP as a core settlement asset.

• South Korea's Financial Services Commission (FSC) is launching a tokenized securities market on the XRP Ledger, starting with privately placed corporate bonds and money market funds.
• This initiative aims to transition the country's capital market to 24/7 trading, with Ripple's strong existing collaborations in the region making it a key beneficiary.
• The move signifies an expansion of tokenized assets beyond real estate and royalties to include traditional securities like stocks, bonds, and funds, leveraging XRP's efficiency for cross-border transactions and DeFi integration.

Topics: Asset types, Jurisdictions, Integration with defi, Financial instruments, Emerging hubs, Rwa collateral lending

Tags: #xrpledger #southkorea #ripple #tokenizedsecurities #stockmarket #financialservicescommission #fsc #crossbordertransactions #defi #xrp

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XRP Ledger New Security Amendment Gets Validator Support Amid Critical Audit

XRP Ledger's Permission Delegation amendment gains validator support after a security audit verified critical fixes.

• The XRP Ledger's Permission Delegation amendment has gained validator support following a critical security audit by Cantina, which verified fixes for identified issues.
• This feature allows account owners to grant specific operational roles to trusted operators without sharing primary wallet keys, enhancing security for token issuers and treasury teams.
• The amendment aims to improve institutional operations on the XRP Ledger by enabling secure management of sensitive account ownership and operational responsibilities, supporting various tokenization use cases.

Topics: Infrastructure providers, Legal regulatory, Blockchain usage, Tokenization platforms, Licensing issuer obligations, Ethereum evm l 1 s

Tags: #xrpledger #permissiondelegation #validatorsupport #securityaudit #institutionaloperations #tokenissuers #treasuryteams #cantina #rolebasedauthorization #assettokenization

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BIS Tests XRP Ledger to Anchor Official Statistics On-Chain in Proof-of-Concept Paper

A BIS working paper tested the XRP Ledger as a proof-of-concept for verifying official statistics on-chain. Here's what it found.

• The Bank for International Settlements (BIS) has tested the XRP Ledger (XRPL) as a proof-of-concept to anchor official statistics on-chain.
• The system hashes datasets and records summary values on the XRPL, allowing for independent verification of data origin and integrity without altering existing dissemination systems.
• The test highlighted XRPL's low transaction costs, fast finality, and suitability for anchoring data, though it remains an experimental proof-of-concept.

Topics: Jurisdictions, Blockchain usage, Infrastructure providers, Regulatory sandboxes pilots, Non evm chains, Tokenization platforms

Tags: #bis #xrpledger #officialstatistics #onchainverification #proofofconcept #sdmxstandard #merkleroot #xrplpaymenttransaction #canonicalxml #sha3512

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Resumen de XRP: avances regulatorios, validación institucional y proyecciones alcistas

Evernorth avanza hacia el Nasdaq, el BIS utiliza XRP Ledger, Remixpoint vende sus tokens y resurgen proyecciones hacia los $10.

• Evernorth's potential Nasdaq debut via SPAC, with SEC approval, highlights institutional interest in XRP-related ventures.
• The BIS is experimenting with XRP Ledger for verifying official statistics, showcasing its utility beyond traditional finance.
• Despite Remixpoint selling XRP for Bitcoin, overall institutional interest in XRP is growing, with some analysts projecting a long-term price target of $10.

Topics: Institutional adoption, Blockchain usage, Legal regulatory, Asset manager initiatives, Ethereum evm l 1 s, Securities law classification

Tags: #xrp #evernorth #sec #bis #xrpledger #remixpoint #bitcoin #institutionalinterest #priceprojection #regulatoryclarity

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BIS shows why real institutional adoption on XRP Ledger won’t trigger the XRP supply squeeze holders expect

One transaction can authenticate thousands of datasets, leaving fee burn tiny even as institutional-style usage scales. The post BIS shows why real

• A Bank for International Settlements (BIS) working paper explores a prototype for authenticating official statistics using the XRP Ledger (XRPL) as a timestamped notary.
• The system utilizes Merkle trees to batch thousands of datasets into a single ledger transaction, significantly reducing the direct XRP fee burn and challenging expectations of a supply squeeze for XRP holders.
• While the prototype demonstrates XRPL's capability for institutional-style use cases due to low fees and fast finality, its batching mechanism limits direct XRP value capture, suggesting that substantial token demand would require broader network activity beyond this specific application.

Topics: Blockchain usage, Infrastructure providers, Scalability, Ethereum evm l 1 s, Tokenization platforms, Market depth liquidity

Tags: #bis #xrpledger #institutionaladoption #dataauthentication #merkletree #feeburn #ripple #xrpldevnet #cryptographicfingerprint #supplysqueeze

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BIS shows why real institutional adoption on XRP Ledger won't trigger the XRP supply squeeze holders expect

One transaction can authenticate thousands of datasets, leaving fee burn tiny even as institutional-style usage scales.

• The Bank for International Settlements (BIS) has tested a prototype system on the XRP Ledger (XRPL) for authenticating official statistics using cryptographic fingerprints and Merkle trees.
• While the system demonstrates an institutional-use case for XRPL, its batching mechanism significantly limits the XRP fee burn, even as data volume scales.
• The article suggests that substantial XRP demand would require sustained Mainnet usage, new account creation, or activity beyond this specific prototype, tempering expectations of a supply squeeze.

Topics: Blockchain usage, Infrastructure providers, Scalability, Ethereum evm l 1 s, Tokenization platforms, Market depth liquidity

Tags: #xrpledger #bis #institutionaladoption #dataauthentication #merkletree #feeburn #xrpldevnet #cryptographicfingerprint #batching #xrpdemand

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Update for XRP Holders: SEC Just Dropped A Major Crypto Rule Proposal

The U.S. Securities and Exchange Commission (SEC) released a major rule proposal on September 1, 2026. Former Fox Business journalist Eleanor Terrett quickly highlighted it, reporting that the SEC is updating its decades-old transfer agent rules to account for blockchain technolo...

• The SEC has proposed updating decades-old transfer agent rules to officially recognize blockchain technology and tokenized securities for maintaining ownership records.
• This move aims to modernize U.S. securities markets by integrating blockchain, potentially benefiting platforms like the XRP Ledger for institutional use cases.
• The proposal is open for public comment, signaling a clear direction towards blockchain infrastructure in securities regulation, even without specific legislative acts.

Topics: Legal regulatory, Infrastructure providers, Blockchain usage, Securities law classification, Tokenization platforms, Ethereum evm l 1 s

Tags: #sec #xrp #tokenizedsecurities #blockchaintechnology #transferagents #ruleproposal #ownershiprecords #xrpledger #regulatoryframework #securitiesmarkets

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Forget “XRP Will Replace SWIFT”. Something Much Bigger Is Being Built

Crypto researcher Dominique Esposito has proposed a different way to evaluate XRP’s long-term investment thesis, arguing that the focus should shiftbeyond | Bitget crypto news!

• Crypto researcher Dominique Esposito proposes evaluating XRP's investment thesis beyond replacing SWIFT, focusing on Ripple's broader financial ecosystem development.
• Key developments include Ripple's institutional infrastructure, the stablecoin RLUSD, and the XRPL Lending Protocol (XLS-66), which could enable institutional use of XRP for lending and collateral.
• While potential is high, Esposito emphasizes that actual institutional demand for XRP through these mechanisms remains unproven and requires further development and evidence.

Topics: Institutional adoption, Integration with defi, Asset types, Asset manager initiatives, Rwa collateral lending, Stablecoins digital cash

Tags: #xrp #ripple #xrpl #rlusd #dominiqueesposito #institutionallending #tokenization #stablecoin #xrpledger

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Gemini Expands XRP Support in Singapore With XRPL Transfers

Gemini now supports XRP deposits and withdrawals through XRPL in Singapore, expanding native transfers and strengthening its XRP services.

• Gemini has expanded its XRP services in Singapore, enabling native XRP Ledger (XRPL) transfers for deposits and withdrawals.
• This allows eligible Singapore users to connect their Gemini accounts with external XRPL-compatible wallets, enhancing control and expanding blockchain transfer capabilities.
• The move is part of Gemini's broader strategy to strengthen XRP services and leverage Singapore's position as a regulated digital-asset hub.

Topics: Blockchain usage, Jurisdictions, Institutional adoption, Non evm chains, Established hubs, Payment network integration

Tags: #gemini #xrp #xrpl #singapore #xrpledger #deposits #withdrawals #nativetransfers #digitalassets #tylerwinklevoss

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Ripple’s RLUSD Tops $2B as Stablecoin Supply Nears $1B on XRPL

Ripple’s RLUSD reaches $2.02B as XRPL holds nearly $963M and Ethereum $1.1B, while transfer volume rises and active addresses decline over 30 days.

• Ripple's RLUSD stablecoin has surpassed $2 billion in market capitalization, with a significant portion distributed across the XRP Ledger and Ethereum.
• While transfer volume has increased, active addresses have declined, indicating a complex usage pattern that is not solely tied to payments or settlement.
• Recent developments include testing of permission delegation features for RLUSD and financing for Ripple Prime, though these are separate from the stablecoin's supply growth.

Topics: Asset types, Blockchain usage, Institutional adoption, Stablecoins digital cash, Ethereum evm l 1 s, Private market

Tags: #rlusd #ripple #stablecoin #xrpledger #ethereum #marketcapitalization #transfervolume #activeaddresses #rwaxyz #permissiondelegation

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