Bank of Italy: Stablecoin Remittances Don’t Cut Costs Reliably

A new study from the Bank of Italy challenges a common assumption about stablecoins in cross-border payments: using stablecoin transfers for remittances may not automatically deliver better economics or faster delivery than established payment rails once the full cost chain is co...

• A Bank of Italy study found that stablecoin remittances do not consistently offer lower costs or faster delivery than traditional methods due to significant fiat on- and off-ramp frictions.
• Exchange and currency conversion fees were the primary cost drivers, not blockchain transaction fees, and settlement times were largely dependent on local instant payment systems.
• Improvements in domestic payment infrastructure and direct spending of stablecoins are likely to be more impactful than blockchain technology alone for improving remittance efficiency.

Topics: Asset types, Integration with defi, Jurisdictions, Stablecoins digital cash, Payment system integration, Crossborder transactions, Regulatory sandboxes pilots

Tags: #stablecoinremittances #bankofitaly #crossborderpayments #usdc #onrampofframp #fiatconversion #settlementtime #remittancecosts #paymentinfrastructure #regulation

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Stellar Prepares for Stellar House Event in São Paulo Next Week

Stellar news: Stellar House in São Paulo next week promises engaging sessions and networking opportunities. Here's what to expect.

• Stellar is hosting its 'Stellar House' event in São Paulo next week, focusing on privacy and tokenization.
• The event will showcase innovative projects built on the Stellar network and facilitate networking opportunities.
• This event aligns with growing institutional interest in tokenization and could positively influence Stellar's market sentiment.

Topics: Blockchain usage, Legal regulatory, Institutional adoption, Non evm chains, Securities law classification, Onboarding prime brokerage

Tags: #stellar #stellarhouse #saopaulo #tokenization #privacy #blockchain #networking #innovation #financialservices #crossborderpayments

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SBI Targets $6T On-Chain Finance Market With Canton Network Expansion and New Digital Unit

Key Takeaways: SBI Holdings has changed the name of its company SBI Security Solutions to SBI Digital Practice to favour on-chain finance activitie | Bitget crypto news!

• SBI Holdings has rebranded its subsidiary to SBI Digital Practice to focus on on-chain finance and expand its services on the Canton Network.
• The Canton Network, supporting over 600 institutions and $6 trillion in tokenized assets, is designed for regulated financial entities, offering privacy and interoperability.
• SBI's initiative aims to provide comprehensive blockchain solutions, including infrastructure development and cross-border payment systems, signaling growing institutional confidence in tokenized markets.

Topics: Infrastructure providers, Integration with defi, Jurisdictions, Tokenization platforms, On chain treasury management, Regulatory sandboxes pilots

Tags: #sbiholdings #cantonnetwork #onchainfinance #digitalpractice #tokenizedassets #institutionaladoption #blockchaininfrastructure #crossborderpayments #regulatedfinancialinstitutions #dtcc

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Can Non-Dollar Stablecoins Compete With USDT?

The global stablecoin market reached $316 billion by June 2026, yet non-dollar tokens hold barely 0.24% of total market share. Dollar-pegged stablecoins benefit from the USD’s reserve currency status and deep US Treasury markets.

• USD-backed stablecoins, led by USDT and USDC, dominate the $316 billion global market with 97% share, benefiting from the dollar's reserve status and deep US Treasury markets.
• Non-dollar stablecoins are growing rapidly in supply (90% YoY) but remain a small fraction (0.24%) of total market share, finding success in specific regional use cases like remittances and cross-border payments.
• Regulatory frameworks like the EU's MiCA are forcing shifts, creating opportunities for compliant regional stablecoins (e.g., EURC) while reinforcing the dominance of dollar-backed tokens in broader DeFi and trading applications.

Topics: Asset types, Jurisdictions, Legal regulatory, Stablecoins digital cash, Established hubs, Emerging hubs, Regulatory sandboxes pilots, Securities law classification

Tags: #usdt #nondollarstablecoins #usdstablecoins #mica #eurc #polygon #tokenizedustreasuries #reservecurrency #regionalinstruments #crossborderpayments

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America's Biggest Banks Are Building One Deposit Token. History Is The Hard Part.

JPMorgan, BofA, Citi and Wells Fargo plan one tokenized deposit network run by The Clearing House in 2027, their first shared answer to the Open USD stablecoin.

• Major US banks (JPMorgan, BofA, Citi, Wells Fargo) are collaborating on a shared tokenized deposit network, aiming for a 2027 launch to compete with stablecoins.
• This initiative addresses the need for a regulated market infrastructure for tokenized deposits, offering programmable treasury, real-time liquidity, and cross-border payments.
• The project faces challenges in interbank cooperation and interoperability, with past consortium failures highlighting the difficulties of shared financial infrastructure.

Topics: Banks bankingsystems, Integration with defi, Public market access, 28 custody asset servicing, 8 1 rwa collateral lending, 16 3 capital flows market impact

Tags: #tokenizeddeposits #theclearinghouse #jpmorgan #bankofamerica #citigroup #wellsfargo #stablecoins #openusd #crossborderpayments #regulatoryframework

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How Crypto Became a Core Payment Channel in Online Gaming

Five years ago, accepting digital assets was mostly a competitive advantage for online gaming operators. Today, it’s part of the basic infrastructure.

• Crypto, particularly stablecoins like USDT and USDC, has become essential infrastructure for online gaming operators, moving beyond a competitive advantage to a core payment channel.
• Operators leverage crypto for efficient cross-border payments, especially in emerging markets with inconsistent banking infrastructure, to handle high volumes of player disbursements and affiliate settlements.
• The increasing adoption is driven by the need for operational efficiency, predictable settlement, and compliance with evolving regulations like MiCA, with companies like Cryptobanco offering solutions for scaled digital asset payment management.

Topics: Integration with defi, Scalability, Jurisdictions, Rwa collateral lending, Growth metrics, Regulatory sandboxes pilots

Tags: #onlinegaming #cryptopayments #stablecoins #usdt #usdc #crossborderpayments #mica #compliance #disbursements #affiliatesettlements

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Stripe y Swift compiten por controlar el futuro de los pagos digitales

Stripe y Swift compiten por controlar la infraestructura blockchain que podría definir el futuro de los pagos digitales globales.

• Stripe and Swift are competing to control the future of digital payments by focusing on blockchain infrastructure and user distribution, rather than just technology development.
• Swift is expanding its blockchain network for financial institutions, while Stripe is reportedly looking to acquire PayPal to gain a larger consumer base and integrate its stablecoin.
• The competition highlights a shift towards controlling payment networks and distribution, with stablecoins evolving into integrated payment tools.

Topics: Payment system integration, Infrastructure providers, Blockchain usage, Stablecoin payments remittances, Major financial incumbents, Ethereum evm l 1 s

Tags: #stripe #swift #digitalpayments #blockchaininfrastructure #stablecoins #paypalacquisition #crossborderpayments #financialinstitutions #tokenizedassets

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XRP като най-добрият мостов актив? RippleX обяснява как XRP може да захранва токенизираната икономика

XRP като най-добрият мостов актив: RippleX подчертава печалбите от капиталова ефективност, тъй като токенизацията и CBDC се разширяват във веригата С ускоряването на приемането на блокчейн технологията и преместването на все повече активи в нея, въпросът

• RippleX posits XRP as an ideal bridge asset for the tokenized economy, emphasizing capital efficiency gains by reducing the need for direct liquidity pairs between numerous digital assets.
• The XRP Ledger's inherent strengths in speed, low cost, and scalability make it suitable for connecting diverse digital currencies, stablecoins, tokenized assets, and potential CBDCs.
• Beyond payments, XRP's utility is expanding into lending protocols, collateral for institutional finance, and ecosystem incentives, positioning it for broader relevance in a tokenized future.

Topics: Blockchain usage, Integration with defi, Institutional adoption, Non evm chains, Rwa collateral lending, Asset manager initiatives

Tags: #xrp #ripple #ripplex #tokenization #cbdc #bridgeasset #liquidity #capitalefficiency #xrpledger #crossborderpayments

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Прогноза за цената на XRP: Пробив над $1,17 или падане под $1,02?

XRP консолидира в критичния диапазон от $1.02 до $1.17: Следва ли пробив над $1.17 или пробив под $1.02? XRP се възстанови до ниво от $1,12 след по-слаби от очакваните данни за инфлацията в САЩ, които засилиха апетита за риск на финансовите пазари. Въпрек

• XRP is consolidating within a critical price range of $1.02 to $1.17, with its next significant move dependent on a decisive breakout.
• While technical indicators show a range-bound market, fundamental developments in Ripple's infrastructure, tokenization, and cross-border payments provide long-term optimism.
• Traders are advised to monitor volume and price action at the range boundaries, employing strict risk management strategies for both range-bound and breakout trading scenarios.

Topics: Institutional adoption, Integration with defi, Scalability, Asset manager initiatives, Rwa collateral lending, Market depth liquidity

Tags: #xrp #priceprediction #consolidationrange #technicalanalysis #support #resistance #ripple #tokenization #crossborderpayments #institutionaladoption

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Business banking fintech Flex raises $70 million

Now with a self-reported valuation of $1.2 billion, Flex plans to expand its global banking services through using stablecoins to settle cross-border payments.

• Fintech company Flex has raised $70 million in a Series B1 funding round, reaching a $1.2 billion valuation.
• Flex is launching a global banking service that utilizes stablecoins for cross-border payment settlements.
• The company plans to use the new funding to expand its global services and double its employee headcount.

Topics: Asset types, Integration with defi, Payment system integration, Stablecoins digital cash, Rwa collateral lending, Stablecoin payments remittances, Cross border settlement

Tags: #flex #stablecoins #crossborderpayments #fintech #businessbanking #globalbanking #fundraising #valuation #paymentvolume

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Japan’s Largest Card Network Eyes USDC for Cross-Border Payments

JCB is evaluating USDC for cross-border transfers and merchant payments, signaling a broader push toward stablecoin adoption in Japan.

• JCB, Japan's largest card network, is partnering with Circle to explore the use of USDC for cross-border payments and merchant transactions.
• The collaboration aims to reduce costs and improve efficiency for international fund transfers and in-store payments, particularly for international visitors.
• This initiative highlights Japan's growing interest in adopting blockchain-based payment systems and stablecoins for everyday financial activities.

Topics: Asset types, Integration with defi, Payment system integration, Stablecoins digital cash, Payment network integration, Stablecoin payments remittances, Cross border settlement

Tags: #jcb #usdc #circle #crossborderpayments #stablecoin #japan #merchantpayments #paymentefficiency #remittancecosts #settlement

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PayPal boosts its stablecoin as banks prepare to launch a shared one

PayPal's PYUSD has launched on Polygon's international digital asset rail as big banks give potential heft to Open Standard's pending OpenUSD.

• PayPal has expanded its PYUSD stablecoin by launching on Polygon's payment rail, aiming to increase its global accessibility and utility for cross-border payments.
• The move comes as major banks and fintech companies are preparing to launch OpenUSD, a potentially significant bank-backed stablecoin, intensifying competition in the stablecoin market.
• While the stablecoin market anticipates increased competition and regulatory scrutiny, the success of any stablecoin will depend on distribution, liquidity, developer adoption, and clear payment use cases.

Topics: Asset types, Infrastructure providers, Integration with defi, Stablecoins digital cash, Tokenization platforms, Rwa collateral lending

Tags: #paypal #pyusd #polygon #stablecoin #openusd #banks #crossborderpayments #digitalasset #paxos #regulatoryenvironment

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Stellar (XLM) Leads RWA Tokenization With $3B Value As Institutional Adoption Accelerates

Stellar (XLM) Leads RWA Tokenization With $3B Value As Institutional Adoption Accelerates

• Stellar (XLM) leads RWA tokenization with $3 billion in value, significantly outpacing XRP, due to its institutional-grade features and partnerships.
• The IMF has recognized Stellar as a credible open-source marketplace model, and its partnership with DTCC for U.S. securities tokenization further solidifies its position.
• The article highlights the growing importance of compliance, regulatory clarity, and ISO 20022 integration in the accelerating institutional adoption of tokenized real-world assets.

Topics: Asset types, Infrastructure providers, Institutional adoption, Financial instruments, Tokenization platforms, Asset manager initiatives, Banking depository pilots

Tags: #stellarxlm #rwatokenization #dtcc #institutionaladoption #iso20022 #crossborderpayments #tokenizedsecurities #tokenizedtreasuries #opensourcemarketplace #compliancetools

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Where Could Stellar (XLM) Price Go in July

Stellar is beating the crypto market today. The XLM price is up 2.56% in the last 24 hours to $0.1817, even as Bitcoin keeps sliding. Unlike most altcoins, this move seems tied to Stellar-specific news, not a market-wide bounce. Investors are reacting to fresh signs of institutio...

• Stellar (XLM) is experiencing a price surge driven by positive news, including DTCC's plans to use Stellar for tokenized securities settlement and Circle's launch of its CCTP on the network.
• The network is also seeing significant growth in non-U.S. government debt tokenization, surpassing Ethereum, and has launched tokenized gold and stablecoin payroll services.
• Technical indicators suggest a bullish momentum, with potential price targets of $0.20-$0.22, and higher if Bitcoin stabilizes and tokenization news continues to attract investment.

Topics: Blockchain usage, Institutional adoption, Integration with defi, Non evm chains, Payment network integration, Rwa collateral lending

Tags: #stellarxlm #tokenization #dtcc #circle #usdc #institutionaladoption #paymentinfrastructure #governmentdebttokenization #crossborderpayments #realworldassets

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Tokenized Deposits and Transaction Banking: The Mandate War Has Already Started

Why tokenised deposits are becoming a baseline capability for wholesale and transaction banks and why the window to build is narrowing

• Tokenized deposits are becoming a critical capability for wholesale and transaction banks, enabling real-time, programmable, and atomic transactions that address key treasurer challenges like trapped liquidity and visibility.
• While adoption is still early, the trajectory indicates a shift from experimental to essential, with banks needing to connect to new rails and orchestration networks to remain competitive.
• Internal challenges such as custody decisions, talent acquisition, and operational models are the primary hurdles to production, rather than technology itself, highlighting the urgency for banks to build this infrastructure now.

Topics: Banks bankingsystems, Integration with defi, Scalability, 28 1 custody asset servicing, 8 1 rwa collateral lending, 5 2 institutional capital inflows

Tags: #tokenizeddeposits #transactionbanking #wholesalebanking #digitalmoney #aiagenticcommerce #programmableledger #crossborderpayments #liquiditymanagement #interoperability #fireblocks

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Stablecoin Wallet MiniPay Connects Users to Visa Network

• Opera's MiniPay has launched a Visa debit card enabling users in emerging markets to spend stablecoins directly from their wallets.
• The card, powered by Gnosis Pay, integrates with Visa's network for merchant settlements and supports Apple Pay/Google Pay, offering stablecoin cashback rewards.
• This launch reflects the growing adoption of stablecoins in emerging markets like Africa and Latin America for payments and remittances.

Topics: Asset types, Infrastructure providers, Institutional adoption, Payment system integration, Stablecoins digital cash, Tokenization platforms, Payment network integration, Stablecoin payments remittances

Tags: #minipay #visanetwork #stablecoins #opera #gnosispay #emergingmarkets #celoblockchain #usdc #usdt #crossborderpayments

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Mid-Year Payments Check-In: Revisiting Our 2026 Predictions - Glenbrook Partners, LLC

The Glenbrook team is taking stock in June 2026 to see how our January predictions about the trends most likely to shape the payments industry are holding up.

• The payments industry is experiencing rapid innovation in 2026, with agentic commerce and stablecoins being key themes, though widespread adoption remains a challenge.
• Payment tokenization is seen as a foundational security requirement for agentic commerce, while stablecoins are gaining regulatory clarity but still seeking scale beyond crypto ecosystems.
• The industry is also focused on cross-border payment improvements, interchange litigation, fraud management, and evolving banking regulations, with significant experimentation but limited transaction volume in many new areas.

Topics: Asset types, Scalability, Integration with defi, Stablecoins digital cash, Growth metrics, Rwa collateral lending

Tags: #agenticcommerce #stablecoins #tokenization #paymentsinnovation #crossborderpayments #bankingregulation #merchantlitigation #fraud #tokenizeddeposits #instantpayments

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Trace Finance Raises $32M To Expand Stablecoin Settlement Rails

Trace Finance has raised $32 million to expand regulated stablecoin settlement infrastructure across Brazil, the US and other emerging markets.

• Trace Finance has secured $32 million in Series A funding to enhance its regulated stablecoin settlement infrastructure, focusing on Brazil, the US, and emerging markets.
• The company aims to bridge local banking systems with stablecoin settlement, offering enterprises faster value transfer, FX handling, and compliance.
• This funding round highlights the growing institutional interest in stablecoins for payment, treasury, and settlement use cases beyond crypto-native trading.

Topics: Asset types, Infrastructure providers, Integration with defi, Stablecoins digital cash, Tokenization platforms, On chain treasury management

Tags: #tracefinance #stablecoinsettlement #crossborderpayments #brazil #coinfund #pix #regulatedinfrastructure #emergingmarkets #fintech

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Tokenized Deposits Gain a Corporate Treasury Use Case

The Clearing House’s media day shifted the conversation around tokenized deposits to corporate finance and treasury modernization.

Topics: Asset types, Infrastructure providers, Integration with defi, Stablecoins digital cash, Major financial incumbents, On chain treasury management

Tags: #tokenizeddeposits #corporatetreasury #theclearinghouse #programmablemoney #liquiditymanagement #crossborderpayments #realtimepayments #stablecoins #bankingsystem #workingcapital #categorized

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