Circle Internet Group vs. Salesforce: Which Technology Stock Is a Better Buy in 2026?

• The article compares Circle Internet Group, issuer of the USDC stablecoin, with Salesforce, a dominant CRM software provider, to determine which is a better buy in 2026.
• Circle shows rapid revenue growth but a net loss, with its business model dependent on interest rates and facing regulatory uncertainty, while Salesforce demonstrates strong profitability, free cash flow, and AI integration.
• The author recommends Salesforce due to its proven profitability and clear growth story, while acknowledging Circle's potential in the long run but highlighting its current fragility and unproven model.

Topics: Asset types, Institutional adoption, Legal regulatory, Stablecoins digital cash, Asset manager initiatives, Securities law classification

Tags: #circleinternetgroup #usdc #stablecoin #salesforce #crm #fintech #software #digitaldollars #regulatoryuncertainty #valuation

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El Salvador en el Blockchain Summit Latam Chile 2026: por qué los activos digitales exigen su propio regulador

El Salvador creó la CNAD, un regulador propio para activos digitales: por qué sostiene que no pueden regularse como la banca tradicional.

• El Salvador advocates for a separate regulatory body (CNAD) for digital assets, arguing that traditional banking regulations are ill-suited for this new industry.
• The country distinguishes between speculative 'crypto', innovative Bitcoin, and regulable 'digital assets', emphasizing the need for distinct oversight frameworks.
• El Salvador's approach, born from its unique economic situation, aims to provide clear rules for tokenization, ensuring asset backing and compliance, and is seen as a potential model for other nations.

Topics: Jurisdictions, Legal regulatory, Institutional adoption, Regulatory sandboxes pilots, Securities law classification, Asset manager initiatives

Tags: #elsalvador #cnad #activosdigitales #blockchainsummitlatamchile2026 #juancarlosreyes #regulacion #bancatradicional #bitcoin #tokenizacion #stablecoin

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Cross-Chain Infrastructure Squid Joins OBDIA...South Korea strengthens stablecoin infrastructure in the banking sector

Squid, a cross-chain infrastructure company, joined the Open Blockchain Artificial Intelligence Association (OBDIA), a leading blockchain consultative body in Korea, as a member company on the 4th and..

• Squid, a cross-chain infrastructure company, has joined South Korea's Open Blockchain Artificial Intelligence Association (OBDIA), which includes major financial institutions like Shinhan Bank.
• This membership aims to enhance interoperability for won stablecoins and Real-World Assets (RWAs) within the Korean institutional digital asset market.
• Squid's existing partnerships with Ripple for its RLUSD stablecoin and its extensive cross-chain transaction processing capabilities position it to contribute to South Korea's growing digital asset ecosystem.

Topics: Blockchain usage, Integration with defi, Jurisdictions, Ethereum evm l 1 s, Rwa collateral lending, Established hubs

Tags: #squid #obdia #southkorea #stablecoin #rwa #crosschain #interoperability #shinhanbank #ripple #rlusd

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Stellar XLM tokenized asset value rises to $3.06 billion, stablecoin supply at $6.45 billion

Stellar XLM has strengthened its position as a leading blockchain for tokenized real-world assets, with the network now hosting $3.06 billion in such ass | Bitget crypto news!

• Stellar XLM has become the second-largest blockchain for tokenized real-world assets, hosting $3.06 billion across 70 products, with stablecoin supply increasing significantly.
• The network's stablecoin supply grew by 38.3%, with monthly transaction volume reaching $6.45 billion, indicating its role as a major payment rail, though asset accumulation is currently outpacing trading.
• Technical analysis suggests potential for significant XLM price appreciation, with targets ranging from $8.36 to $32, depending on market cycles and accumulation patterns.

Topics: Asset types, Scalability, Blockchain usage, Stablecoins digital cash, Growth metrics, Ethereum evm l 1 s

Tags: #stellarxlm #tokenizedassets #stablecoin #blockchain #scopuly #institutionalinterest #paymentrail #assetaccumulation #elliottwavetheory #priceanalysis

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Tether claims $1.5B profit, but hidden math reveals a $4.2B hit that halved its safety cushion in 90 days

Tether's second-quarter materials report $1.5 billion in net operating profit, earned mainly from Treasuries and repo activity. However, the attached reserve

• Tether reported a $1.5 billion net operating profit but a hidden calculation suggests a $4.2 billion loss in Q2, significantly reducing its safety cushion.
• The reduction in Tether's equity cushion, from $8.23 billion to $4.11 billion, was primarily driven by a decline in asset values, particularly gold and Bitcoin, due to fair-value accounting.
• The article highlights concerns about Tether's reserve transparency and the thin margin of its collateral, questioning its stability despite claims of profitability and de-risking.

Topics: Asset types, Risk default, Transparency audits, Stablecoins digital cash, Credit counterparty risk, Proof of reserve

Tags: #tether #usdt #stablecoin #reservereport #financialresult #assetvaluation #cushioncompression #treasuries #repoactivity #gold

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This New Stablecoin Puts Idle Balances to Work

🎬 This New Stablecoin Puts Idle Balances to Work
RealFi CEO John O'Connor joins CoinDesk's Sam Ewen to explain how his platform is reimagining the stablecoin model, replacing reflexive DeFi yield with real-world fixed income assets, and giving holders of sUSDr the returns that issuers like Tether and Circle currently keep for themselves. He breaks down the portfolio construction behind USDr, why crypto treasurers are the ideal first customer, and what he learned from testnet ahead of a mainnet launch.
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➤ RealFi is launching USDr, a stablecoin designed to offer yields from real-world fixed income assets (treasuries, private credit) to holders, differentiating from traditional stablecoins like USDT/USDC.
➤ The platform targets crypto treasurers and institutional clients by prioritizing safety and liquidity, with a portfolio construction approach that mirrors traditional finance risk management.
➤ USDr aims to put idle stablecoin balances to work, offering a more productive use of capital compared to existing stablecoins, with a focus on transparency and a mainnet launch planned for August 2026.

#stablecoin #RealFi #USDr #fixed income #treasuries #private credit #DeFi #institutional #crypto treasury

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Modernizing Finance With Onchain Infrastructure | Chainlink, Swift, Qivalis, FairSquareLab

🎬 Modernizing Finance With Onchain Infrastructure | Chainlink, Swift, Qivalis, FairSquareLab
In this panel at Point Zero Forum, leaders from Chainlink, Swift, Qivalis, and FairSquareLab discuss what's needed to achieve true global interoperability across onchain markets and existing financial infrastructure.
Participants:

➤ Leaders from Chainlink, Swift, Qivalis, and FairSquareLab convened to discuss achieving global interoperability between on-chain markets and traditional financial infrastructure.
➤ Key challenges identified include regulatory fragmentation, operational complexity, and the need for trust and resilience in new digital asset rails, emphasizing a gradual, organic integration rather than a complete replacement of existing systems.
➤ Initiatives like Project Pangia aim to demonstrate atomic settlement using regulated stablecoins, highlighting the convergence of TradFi and DeFi through collaboration and standardization.

#Chainlink #Swift #Qivalis #FairSquareLab #interoperability #stablecoin #digital assets #financial infrastructure #tokenization #crossborder payments #regulatory fragmentation

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Trump's Ethics Pledge Is 'Historic': White House's Patrick Witt

🎬 Trump's Ethics Pledge Is 'Historic': White House's Patrick Witt
CoinDesk's The Policy Protocol hosts Rebecca Rettig and Renato Mariotti open on the week's biggest policy news from SEC Commissioner Hester Peirce's statement on crypto vaults to the London Stock Exchange's launch of a 24/5 tokenized market.
Then, Patrick Witt, Executive Director of the President's Council of Advisors for Digital Assets, joins to make the case that the CLARITY Act deserves a Senate floor vote before the August recess and argues that President Trump's agreement to subject himself...

➤ The CLARITY Act is a key focus, with discussions around its potential Senate vote, ethics provisions, and impact on the CFTC's expanded mission.
➤ Traditional financial institutions are embracing tokenization, with the London Stock Exchange launching a 24/5 tokenized market and the NYSE collaborating on tokenized securities trading.
➤ SEC Commissioner Hester Peirce's statement on crypto vaults and on-chain lending highlights regulatory scrutiny, with a focus on whether vault wrappers fall under securities laws.

#CLARITY Act #SEC #CFTC #Hester Peirce #London Stock Exchange #tokenization #stablecoin #Patrick Witt #Trump

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Grayscale Presses Senate to Advance CLARITY Act Before Break

CLARITY Act vote pressure grows as Grayscale urges Senate action before recess amid disputes over ethics and stablecoin rewards.

• Grayscale is urging the U.S. Senate to pass the CLARITY Act before the August recess, citing regulatory uncertainty as a barrier to institutional investment in digital assets.
• The bill, which aims to establish federal rules for digital asset trading and supervision, has passed the House and advanced in the Senate, but negotiations continue on ethics, stablecoin rules, and developer protections.
• The outcome of these negotiations and the Senate's legislative calendar will determine the future regulatory landscape for digital assets in the U.S., impacting competitiveness with other jurisdictions.

Topics: Legal regulatory, Jurisdictions, Institutional adoption, Securities law classification, Cross jurisdictional policy, Asset manager initiatives

Tags: #clarityact #grayscale #senate #stablecoin #digitalassets #regulation #cftc #sec #institutionalparticipation #legislativeaction

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What Bank of New York Mellon (BNY)'s On‑Chain Transfer Agency Launch Means For Shareholders

Earlier this week, BNY launched its Digital Transfer Agency capabilities, extending its fund servicing platform to support blockchain-native and traditional funds across multiple jurisdictions with on-chain recordkeeping and fiat or stablecoin transactions. The move positions BNY at the center of tokenized fund infrastructure, underpinning offerings like Baillie Gifford’s BAGEY, BLIQUID and BlackRock’s planned BSTBL share class. We’ll now examine how BNY’s on-chain transfer agency and...

• BNY Mellon has launched its Digital Transfer Agency capabilities, supporting both blockchain-native and traditional funds with on-chain recordkeeping and stablecoin transactions.
• This move positions BNY Mellon as a key player in tokenized fund infrastructure, underpinning offerings from major asset managers like BlackRock and Baillie Gifford.
• The launch is seen as a near-term catalyst for BNY Mellon's digital asset ambitions, though risks related to technology execution and market conditions remain.

Topics: Infrastructure providers, Institutional adoption, Blockchain usage, Major financial incumbents, Asset manager initiatives, Ethereum evm l 1 s

Tags: #bnymellon #digitaltransferagency #tokenizedfunds #blockchain #stablecoin #recordkeeping #fundservicing #blackrock #bailliegifford #institutionaladoption

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Stablecoin Treasury Management: How the 1:1 Peg Holds

Learn how treasury management supports stablecoin operations through reserves, liquidity, risk controls, compliance, and redemption.

• Treasury management is the operational backbone of stablecoin issuers, ensuring price stability through robust reserve allocation, liquidity planning, and risk controls.
• Effective treasury operations manage assets like cash, short-term government securities, and money market funds to maintain reserves, facilitate redemptions, and generate modest returns.
• Strong treasury functions are crucial for building user confidence, meeting regulatory requirements, and supporting institutional adoption of stablecoins in global finance.

Topics: Asset types, Infrastructure providers, Compliance, Stablecoins digital cash, Custody security solutions

Tags: #stablecoin #treasurymanagement #reserves #liquidity #riskmanagement #redemption #usdc #usdt #pyusd #regulatorycompliance

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Ondo Finance CEO explains what happens when Fidelity and Schwab enter tokenization

Ondo Finance CEO Ian De Bode tells TheStreet Roundtable why Fidelity and Schwab entering tokenized securities actually strengthens Ondo's position rather than threatening it.

• Ondo Finance CEO Ian De Bode explains that traditional finance firms like Fidelity and Schwab entering tokenization complement, rather than compete with, Ondo's DeFi-focused strategy.
• Ondo's 'wrapper model' creates DeFi-compatible tokenized assets from traditional securities like stocks and ETFs, enabling 24/7 trading and integration with decentralized protocols.
• While TradFi builds market infrastructure, Ondo focuses on DeFi distribution and utility, exemplified by products like Ondo Perps for leveraged trading with tokenized assets as collateral.

Topics: Asset types, Infrastructure providers, Integration with defi, Financial instruments, Tokenization platforms, Rwa collateral lending

Tags: #ondofinance #tokenizedsecurities #fidelity #charlesschwab #defi #wrappermodel #stablecoin #tokenizedstocks #etfs #perpetualfutures

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Circle Acquires 1,000 IBM Blockchain Patents to Become America’s Largest Blockchain Patent Holder - Tekedia

Circle has taken a major step in strengthening its position within the blockchain industry by acquiring approximately 1,000 blockchain-related patents from IBM. The landmark transaction makes Circle the largest blockchain patent holder in the United States, significantly expanding its intellectual property portfolio and reinforcing its ambitions to become a dominant infrastructure provider for the digital […]

• Circle has acquired approximately 1,000 blockchain patents from IBM, making it the largest blockchain patent holder in the United States.
• This strategic move strengthens Circle's position as an infrastructure provider for the digital asset economy, enhancing its stablecoin, tokenization, and cross-border settlement offerings.
• The acquisition signifies the growing importance of intellectual property in the maturing blockchain industry and positions Circle to influence future technological development.

Topics: Infrastructure providers, Legal regulatory, Tokenization platforms, Securities law classification

Tags: #circle #ibm #blockchainpatents #intellectualproperty #uslargestpatentholder #digitalasseteconomy #tokenization #stablecoin #usdc #enterpriseblockchain

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XPL crypto price prediction 2030: Can Plasma adoption outpace token dilution?

XPL trades near $0.084 as major token unlocks approach. Here is what Plasma adoption and supply growth could mean for its 2030 price.

• Plasma's native token, XPL, faces a long-term price challenge due to upcoming token unlocks that will significantly increase its circulating supply.
• While Plasma's network shows growth in total value locked and transactions, its decentralized exchange volume and daily chain revenue remain modest.
• For XPL to appreciate by 2030, network adoption and economic activity must outpace token dilution, requiring substantial growth in stablecoin usage, staking, and fee generation.

Topics: Asset types, Scalability, Blockchain usage, Stablecoins digital cash, Growth metrics, Ethereum evm l 1 s

Tags: #xpl #plasma #tokenunlocks #adoption #stablecoin #totalvaluelocked #circulatingsupply #priceprediction #networkdemand #validatorrewards

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Argentina Snaps Dollar-Buying Streak Day After IMF Hailed Policy

Argentina's central bank didn't buy greenbacks in the official currency market on Tuesday for the first time since Jan. 2. The International Monetary Fund Managing Director encouraged officials to keep raising foreign currency reserves, with the central bank having purchased around $13 billion since the start of the year. The peso weakened less than 0.1% to 1,498 per dollar, with pressure on the peso stemming from an upcoming government dollar-linked bond repayment and low government confidence.

• Argentina's central bank halted dollar purchases for the first time since January, despite IMF encouragement to build reserves.
• The peso weakened slightly due to an upcoming dollar-linked bond repayment and declining government confidence.
• Despite the pause, Argentina has accumulated significant foreign reserves, and the peso has shown relative stability against inflation.

Topics: Jurisdictions, Public debt, Market cycles macro sensitivity, Emerging hubs, Tokenized us treasuries, Interest rate sensitivity, Inflation recession impact

Tags: #argentina #imf #peso #dollar #centralbank #foreignreserves #bondrepayment #governmentconfidence #stablecoin

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Visa Outlines Stablecoin Strategy After Q3 Earnings

• Visa is strategically investing across the stablecoin ecosystem, including blockchain, issuance, wallets, and infrastructure, as part of its Q3 earnings report.
• The company has joined the OpenStandard consortium to issue the OpenUSD stablecoin for global money movement and is integrating tokenized deposits into its platform.
• Visa sees stablecoins and AI as complementary technologies, with stablecoins reshaping commerce backends and AI transforming frontends, driving future growth.

Topics: Asset types, Infrastructure providers, Payment system integration, Stablecoins digital cash, Major financial incumbents, Stablecoin payments remittances, Payment network integration

Tags: #visa #stablecoin #openusd #tokenizeddeposits #blockchain #crossbordervolume #aipoweredcommerce #paymentsvolume #processedtransactions #openstandardconsortium

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Circle mints $500M in USDC on Solana as stablecoin liquidity migration accelerates

• Circle has minted $500 million in USDC on the Solana blockchain, continuing a trend of shifting stablecoin liquidity towards Solana.
• This migration is driven by demand and a partnership with the Solana Foundation, increasing Solana's share of the global USDC supply.
• The influx of stablecoins is expected to enhance liquidity, tighten spreads, and improve execution for traders within Solana's DeFi ecosystem.

Topics: Asset types, Blockchain usage, Scalability, Stablecoins digital cash, Ethereum evm l 1 s, Growth metrics

Tags: #circle #usdc #solana #stablecoin #liquidity #defi #minting #onchain #institutionalcapital

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BlackRock Backs CLARITY Act Amid Wall Street Push

Key Takeaways BlackRock has backed the CLARITY Act. Cohen stressed investor protection and market resilience. Goldman supports moving the bill […] The post BlackRock Backs CLARITY Act Amid Wall Street Push appeared first on Coindoo.

• Major financial institutions including BlackRock, Goldman Sachs, Fidelity, and Charles Schwab have publicly backed the CLARITY Act, a proposed legislation for digital assets.
• The support stems from a desire for clearer regulatory frameworks, which these firms believe will foster innovation, enhance investor protection, and improve market resilience.
• Despite institutional backing, significant disputes remain regarding stablecoin rewards, political ethics, and compliance obligations, posing challenges to the bill's passage.

Topics: Legal regulatory, Institutional adoption, Public market access, Securities law classification, Asset manager initiatives, Regulatory approval process

Tags: #clarityact #blackrock #stablecoin #regulation #investorprotection #marketresilience #goldmansachs #fidelity #charlesschwab #digitalassets

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X Money Is Live, and the Most Interesting Thing About It Is the Bank - Brave New Coin

Elon Musk's payments app launched with a 6% yield, a metal Visa card and no crypto at all. The deposits sit at Cross River, and the regulator that would have policed it no longer meaningfully exists.

• X Money, Elon Musk's new payments app, has launched as a fiat-only service offering a 6% yield on deposits held at Cross River Bank.
• The app operates with limited federal oversight due to the dismantling of the CFPB, raising concerns about regulatory gaps and potential future stablecoin issuance.
• Despite its large user base, X Money's current structure as a subscription-gated service in 41 states limits its immediate impact on traditional banking.

Topics: Asset types, Jurisdictions, Legal regulatory, Stablecoins digital cash, Regulatory sandboxes pilots, Securities law classification

Tags: #xmoney #elonmusk #crossriverbank #6yield #stablecoin #moneytransmitterlicenses #cfpb #geniusact #fdic #paymentsapp

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TRX Price Stabilizes Near $0.33 as Network Activity Strengthens

TRX price holds near $0.33 as buyers defend channel support while treasury accumulation and strong USDT activity shape its next breakout.

• TRX price is stabilizing around $0.33, supported by buyer defense of channel support and Tron Inc.'s treasury accumulation.
• Strong USDT activity on the TRON network, with significant daily transactions and holdings, underpins demand for TRX.
• While technical momentum is soft, broader market conditions and upcoming Federal Reserve decisions will influence TRX's potential breakout.

Topics: Asset types, Blockchain usage, Institutional adoption, Stablecoins digital cash, Ethereum evm l 1 s, Asset manager initiatives

Tags: #trx #tron #usdt #stablecoin #treasuryaccumulation #networkactivity #blockchainrex #troninc #cryptoquant #bitcoin

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