Thursday, July 16, 2026

Licensed to Shill: Retail Barely Touches Stablecoins – Treasury & Remittance Are the Real Adoption (Jeannie Lim, Xweave)

At Xweave, Jeannie Lim says her team moved $1 million for an e-commerce client in under three minutes, cutting settlement costs 30% against a Tier 2 bank's SWIFT rate.

  • Stablecoin adoption is primarily driven by institutional treasury settlement and cross-border remittances, with negligible retail use.
  • Xweave highlights significant cost and time savings for businesses using stablecoins for fiat-to-fiat transfers compared to traditional banking systems.
  • The article touches on regulatory landscapes in the US and Europe, and the role of e-wallets and consistent regulatory frameworks in emerging markets.

Topics: Asset types, Integration with defi, Payment system integration, Stablecoins digital cash, Rwa collateral lending, Stablecoin payments remittances, Cross border settlement

Tags: #stablecoins #xweave #remittance #treasurysettlement #jeannielim #fintech #ewallets #crossborder #regulation #usdt

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